Please read these terms carefully before using the Die Stoep website. By accessing or using www.die-stoep.com you agree to be bound by these terms.
By accessing www.die-stoep.com(“the Site”) you agree to these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of the Site immediately.
These terms are governed by the laws of the Republic of South Africa.Die Stoep reserves the right to amend these terms at any time by updating this page. Continued use of the Site after any change constitutes acceptance of the updated terms.
The Site is intended for users aged 18 years or older. By submitting a newsletter signup, completing a quiz email capture, or submitting a partner lead form, you represent that you are 18 or over. We do not knowingly collect personal information from children — see our Privacy Policy.
All content on this Site — including articles, photographs, illustrations, logos, design elements, and the “Die Stoep” name and mark — is the property of Die Stoep or its respective contributors and is protected by South African and international copyright law.
Photographic images sourced from Unsplash are licensed under the Unsplash License and are the property of their respective photographers.
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By subscribing to a Die Stoep newsletter or submitting your email through a quiz, you consent to receive editorial communications from Die Stoep. You may unsubscribe at any time using the link at the foot of every email. Your data is processed under our Privacy Policy.
When you email us a pitch, idea, photograph or other material, you grant Die Stoep a non-exclusive, royalty-free licence to evaluate the material for editorial purposes. We acquire no ownership of unsolicited submissions and undertake no obligation to publish them. Where we wish to publish your material, we will agree terms with you in writing.
Die Stoep is an editorial publication. All views expressed in articles are those of the individual authors and do not constitute professional advice — financial, legal, medical, or otherwise. Die Stoep makes reasonable efforts to ensure the accuracy of published content but does not warrant that information is complete, current, or error-free. See our Editorial Standards for our sourcing and fact-checking practice, and our Corrections Policy if you believe we have published an error.
Important. Articles and quizzes on Die Stoep that touch on investments, the JSE, interest rates, the rand, retirement planning, mortgage finance, property valuation, tax, medical or legal subjects are editorial commentary only. They are not financial, legal, medical or property advice. They do not constitute a recommendation to buy, sell or hold any security, currency, property or financial product. Past performance is not indicative of future results. The value of investments and the income from them can go down as well as up.
Before acting on anything you read on Die Stoep, consult an appropriately licensed professional — for financial matters, an adviser registered with the Financial Sector Conduct Authority (FSCA); for property, an estate agent registered with the Estate Agency Affairs Board (EAAB) or a bond originator registered with the National Credit Regulator (NCR); for medical matters, a registered medical practitioner; for legal matters, a practising attorney. Die Stoep's referral partners (where you opt into a partner introduction via a quiz) are independently licensed and regulated by their own authorities — see our Advertising & Sponsorship Disclosure.
The Site may contain links to third-party websites. These links are provided for convenience only. Die Stoep does not endorse, control, or accept responsibility for the content, privacy practices, or availability of any linked site.
To the fullest extent permitted by applicable law, Die Stoep shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Site or its content — including, without limitation, any decision you make in reliance on editorial content, any loss of profit, loss of data, or loss arising from your dealings with a referral partner introduced via the Site.
The Site is provided on an “as is” and “as available” basis without warranties of any kind, express or implied. Nothing in these terms excludes or limits liability for gross negligence, wilful misconduct, or any liability that cannot lawfully be excluded under South African law.
You agree to indemnify and hold harmless Die Stoep, its editor, contributors and partners from any claim, demand, loss or expense (including reasonable legal fees) arising out of your breach of these Terms, your misuse of the Site, or your infringement of third-party rights.
These Terms of Use are governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising under these terms shall be subject to the jurisdiction of the courts of South Africa.
Where a dispute concerns editorial content, we encourage you to contact us first via hello@die-stoep.com or through the Corrections Policy, and where unresolved, to lodge a complaint with the Press Council of South Africa.
If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions remain in full force and effect.
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